Why is it so difficult for us to talk about money and debt?

Talking about money and debt is still a source of embarrassment, and for many, it’s truly difficult.

Let’s discover what we believe, based on our daily conversations with thousands of people, are the three main reasons.

Why is it so difficult for us to talk about money and debt?

Talking about money and debt is still a source of embarrassment, and for many, it's truly difficult.

Let’s discover what we believe, based on our daily conversations with thousands of people, are the three main reasons:

1. It’s a Cultural Taboo

It’s easier to talk about almost anything other than how much we earn or how much we owe. However, this reluctance creates a wall that prevents us from addressing financial problems openly, making it harder to find solutions.

2. We Fear Judgment from Others

Admitting to having debt is often seen as a personal failure. The fear of judgment and the desire to maintain a good social image drive us to hide our financial situation.

3. We Have Poor Financial Education

Saving, investing, and managing debt aren’t part of the school curriculum. This lack of knowledge makes us feel insecure and often embarrassed when talking about financial matters.

If we look at social media, we can see how people discuss even very delicate topics, but... whether it's a little or a lot, whether it's earned or owed, talking about money is still a source of embarrassment. When it comes to debt, the connotation is always negative.

In reality, debt is a potentially positive financial tool. However, it can happen that people find themselves struggling to make payments due to various reasons, often beyond their control and responsibility.

Money and debt are aspects of daily life. Talking about them should be seen as normal and natural. We talk about it every day with thousands of people.

We empathize and create dialogue.

We help those who are struggling break the silence, the first necessary step to accepting expert support and regaining peace of mind.

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Do you need more information or want to resume communication with us? We are always available at the contact details we provided or at 0332 711 711.